Information Collection, Use, Confidentiality, No-Disclosure and Data Purging
Droom shall access your Credit Information as your authorized representative and Droom shall use the Credit Information for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from Droom. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein and in furtherance to CICRA.
The Parties agree to protect and keep confidential the Credit Information both online and offline.
The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly within 1 (one) Business Day of upon the completion of the transaction/ End Use Purpose for which the Credit Information report was procured.
Governing Law and Jurisdiction
The relationship between you and Droom Technology Private Limited shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of Mumbai.
Capitalised terms used herein but not defined above shall have the following meanings: “Business Day” means a day (other than a public holiday) on which banks are open for general business in Mumbai. “Credit Information Report” means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by Experian; “Credit Score” means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian. “CICRA” shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
Terms & Conditions
By declining, you will not be able to apply for loan successfully or access your Credit score. In case you wish to continue applying for loan, please accept the terms & conditions.
Welcome to Droom Credit!
We have created an account with your registered email id on Droom . A mail has been sent to you using which you can set your own password for Droom Credit. Please proceed to fill up your application.