Terms and Conditions

Droom Credit (“Droom Credit”) is a property of and operated by Droom Technologies Pvt Ltd, a company incorporated under the Companies Act, 1956, and having its registered office at 90/31B, First Floor, Malviya Nagar, New Delhi - 110017 By accessing or using the Droom Credit website & application (”Website & app”), you signify that you have read, understood and agree to be bound by these Terms and Conditions (“T&C”) and any other website & applicable law, whether or not you are a registered member of the Website & app. As used herein, “Users” shall mean anyone who uses or accesses the Website & app on any computer, mobile phone, tablet, console or other device (collectively, "Device"). Your continued use of the Website & app shall be constituted as your acceptance to the revised T&C. If you do not agree with these T&C, please do not access and use this Website & app. For the purposes of these T&C, “we”, “our” and “us” shall mean Droom Credit, and/or third-party service providers engaged by Droom Credit to render certain services on the Website & app and “you” and “your” shall mean a User who meets the eligibility criteria set out below.

I. Definitions:

Unless otherwise specified, the capitalized words shall have the meanings as defined herein below:

II. Commencement of Service III. Subscription Fee IV. Payment V. Cancellation VI. Obligations of User/Subscriber VII. Prohibited Actions VIII. Confidentiality & Security IX. Maintenance X. Termination XI. Liabilities upon Termination XII. Suspension of Service XIII. Money back Policy XIV. Violation of Terms & Conditions XV. Disclaimer

Disclaimer of Warranties: The User shall agree that use of the service(s) is at the User's sole risk. The service is provided by using third parties on an "as is" or/and on an "as available" basis. Company expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

XVI. Limitation of Liability XVII. Use of Information/Data Supplied

The User hereby agrees and irrevocably authorizes that the Company has the right to:

XVIII. Indemnity

User will defend, and if so required, settle any third party lawsuit or proceeding brought against the Company based upon or otherwise any claim arising from the fact that the User Content, Site and/or User features infringe any copyright, trade secret or trademark of such third party and second, the Company’s use of any User Content, provided that such use complies with the requirements of the Agreement and third, the User’s use of the Services in any manner inconsistent with or in breach of the Agreement; and/or fourth, any claim alleging facts that would constitute a breach of User’s representations and warranties made in this Agreement. Any such claim/proceeding if made directly on the User shall promptly be communicated to the Company by the User with all reasonable e information, assistance and cooperation in defending the lawsuit or proceedings. The User shall give the Company, full control and sole authority over the defense and settlement of such claim. The User may join in defense with legal Counsel of its choice at its own expense subject to the approval of the Company. The User unilaterally agrees to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agents from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of Droomcredit.com or their breach of the terms of this Agreement. Indemnification shall be provided for any claim which shall arise and shall be limited to payment by the indemnifying party (“User”) of all damages and costs finally awarded for such claim, or settlement costs approved in writing by the Company.

XIX. Confidentiality XX. Variation XXI. Discontinuation or Modification to Services XXII. Notices XXIII. Non-exclusive Remedy XXIV. Waiver XXV. Entire Agreement XXVI. Relationship, Governing Law and Jurisdiction XXVII. Acknowledgment and Acceptance of Terms and Conditions XXVIII. Privacy Policy